It’s a nightmare most people don’t want to think about, but if your house is surrounded by large trees, it’s important to have a plan in case one of them falls on your roof. Remember, a tree on the house will be scary enough, but it’s likely that the weather will also be an issue if this happens, so a plan will allow people to act confidently in a dangerous situation.
The first thing to do is get out of the house. Prepare and practice an evacuation route.
Next, call 911. Don’t climb onto the roof to assess the damage. That’s difficult enough for trained professionals in bad conditions. Don’t make a bad situation worse. Let the fire department come out and determine if your house is safe to re-enter.
Once you and your loved ones are safe, call your insurance company. Your insurance policy should cover all or part of the repair, so long as the incident was not caused by homeowner negligence. Your insurance agent will provide you with the next steps, such as bringing in a roofer to cover holes in the roof and windows quickly. Be sure to take pictures of the damage, as long as it is safe to do so.
Once the insurance situation has been handled, it’s time to find a reputable roofer to fix the damage. If your insurance agent is local, he or she might be able to suggest somebody they trust. But like developing a plan ahead of time, it is also a good idea to find a roofer ahead of time so you don’t make a hasty decision in the heat of the moment. Believe it or not, storm chasers travel around, ready to separate severe weather victims from their money. Don’t fall prey.
Finally, if the damage is severe enough, you might not be able to live at home until repairs are made. If this is the case, lock all windows and doors and secure all belongings to thwart a burglary of your temporarily-vacant home.
Simply put, if a tree falls on your home, make sure your family is safe, then call in the professionals to help you get your life back to normal as soon as possible.